Home Loans

Buying a property is a big investment in a person's life, and ensuring you have appropriate finance is crucial. When looking at a home loan, here are some important factors to consider:

  • amount for loan (as a rule, should not be higher than 1/3 of your gross income)
  • purpose of loan (live in property, investment, reverse mortgage)
  • type of loan (fixed, variable, low doc, introductory rate)
  • deposit required (recommended 20%, if less you will need to pay lenders mortgage insurance)
  • repayment flexibility, fees and charges

Finding a home loan that is suitable to your circumstances is very important. A good lender will look through your credit history, savings, employment records and recommend what you should go for.

Some reputable lenders who we like include:


Achieve Home Loans

All of the above have great customer service, putting you first and finding the best loan for your needs. Whether you're a first home buyer, have bad credit, a sole trader with low documentation or anyone else, you will be looked after.




For all enquiries phone:

Terry Lucas
03 5523 1361

Michael Lucas
03 5562 1266

Real Estate Portland

Home In Hamliton